RESOURCES

0:00 Going to a larger organisation - how does it differ?

1:07 What does a bank get out of it?

2:23 What is your relationship with the bank?

0:15 What is the difference on getting a loan for something that will depreciate?

1:50 Am I risking my property if i default on my car loan payments?

2:26 Payment agreements

0:10 Investment property location - does it matter?

1:10 How does your life stage affect your loan?

Personal story

Small versus large business.

00:00 Are loans harder to get for Self Managed Super Funds?

1:02 Do people buy residential or commercial properties?

0:10 How many lenders do you have access to?

0:50 Tailoring different clients to different banks

1:46 If I were to go online, can I do the same thing myself without a broker?

Is one better than the other?

What is a line of credit?

00:00 What is Lenders Mortgage insurance?

00:35 Does paying 5% and 10% deposit mean you will pay Lenders Mortgage Insurance?

0:00 What is the process for a home loan?

0:48 What happens if the valuation comes in less than the pre-approval?

2:00 Free health check

2:28 Tips for what to bring for the meeting?

What to do and how to get started.

0.07 What if my last three months are not reflective of my actual finances?

0:40 What documentation do you provide for forward planning?

0:01 Doe your industry determine your rate?

0:01 What can a broker offer?

1:13 Policy changes - are they being communicated to everyone?

1:45 Why do banks channel interactions through brokers?

0.20: What does a broker do? Personalisation.

1:11: Why do clients go back vs bank.

0:00:What kind of checklist should I get together to apply for a loan?

0:09: What impacts your credit score?

0:56 What can I do to improve my credit score?

1:42 Can you debate your credit score due to circumstances out of your control?

2:40 Can you leverage from a guarantor?

2:50 How far back do the banks go to look at your credit score?

3:30 Does the broker or borrower do the credit check?

4:25 What happens if you are married, does your partner's score impact you?

0:01 Common Mistakes Residential Lending

1:23 Common Mistakes Business/Commercial Lending.

0:00 Are credit cards able to be consolidated into my home?

0:00 What are the steps you take to switch banks?

0:07 Example of a lending outcome for a Commercial client.

2:15 What happens if you go to an Auction without Pre-Approval?

3:08 Is commercial lending tighter than residential lending?