Personal Insurance

Helping you navigate insurance

Life Insurance ensures your loved ones (spouse, children, whoever you choose) have a financial safety net if something happens to you.

Different life insurance products are designed to protect you from different events that can occur:

life cover — pays a lump sum when you die
total and permanent disability (TPD) insurance — pays a lump sum to help with rehabilitation and living costs
trauma insurance — covers you if you’re diagnosed with a major illness
income protection insurance — pays some of your income if you can’t work due to illness or injury. Our Financial Planning team provides holistic advice on personal insurance and can implement the necessary policies for you, saving you the time and effort of doing it yourself.

We understand that the variety of insurance options available today can be overwhelming. We're here to help you navigate this landscape and choose the right coverage to protect you when you need it most.

Chat with us.

While we recognise the emotional impact of events such as serious illness or death, the financial consequences can be equally devastating.
If the unexpected did occur, having personal risk insurance can go a long way to helping you and your family meet your basic living expenses such as your mortgage, groceries, petrol or school fees. Depending on the event, you may also need to cover significant medical expenses, rehabilitation, modifications to your home or services to help maintain your lifestyle.
As your lifestyle and financial position change over time, so do your risk insurance needs. For example, during the years when you are supporting a young family or paying off a large mortgage, you will likely want more protection than later years when you may have downsized homes and your children are in the workforce.
We can help decode the various insurance policies and find the right mix of cover to suit your needs.
Our team will outline the pros and cons of waiting periods, different insurance providers and premiums.
We offer holistic advice based on your current investment portfolio and earnings they can ensure your level of income is protected should the unexpected happen – so your family have financial security and you can recover in comfort.